A real local agent with no gimmicks.

Michael T Klukas Insurance Agency

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Thank you for visiting.

I am an independent insurance agent representing several highly

rated insurance companies. 

Most of the products are geared towards the individual and family

with a few life and disability products available through employer participation.

Please check out my products page.

A product we are currently featuring is a return of premium life or

disability policy that returns all of your base premiums if the policy benefit is not used. 

Contact me for more information.


While my agency does not sell commercial insurance products

I do offer an insurance management service for small and medium size

companies on a short term employment contract basis.  I have ten years experience

marketing business policies including hiring and training commercial insurance agents.

Ask about my small business guarantee.

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